Philadelphia Car Accident Lawyer Focused On Your Recovery
The Support You Need After A Crash In Philadelphia
Busy roads like I-76, I-95, Kelly Drive, and Spring Garden Street see daily collisions. Liberty Bell Workers Compensation helps drivers and passengers get medical care, wage replacement, and fair compensation for pain and suffering. Whether the crash happened in Fishtown, Germantown, or near the stadiums, we coordinate treatment records, deal with adjusters, and explain options under Pennsylvania’s limited tort and full tort choices so you can make informed decisions.
Common Causes We Investigate And Prove
Distracted driving, speeding, failure to yield, drunk or drugged driving, unsafe turns, and weather-related skids are frequent causes in city and suburban crashes. We secure police reports, photographs, 911 audio when available, and nearby camera footage. If a commercial vehicle is involved, our team preserves data and examines company policies. When injuries are severe, see how we approach catastrophic injuries that require long-term planning.
What To Do Right Now
Call 911, get medical evaluation, and collect the other driver’s insurance and plate information. Photograph vehicle positions, road conditions, and nearby signage on Broad Street, Roosevelt Boulevard, or Main Street in Manayunk. Notify your insurer promptly, but do not give a recorded statement to the other driver’s company until you have guidance. Keep receipts and track days missed from work; these details strengthen your claim.
How We Deal With Insurance Adjusters
Insurers may call quickly and ask for a statement or offer a fast settlement that does not cover future treatment. We handle communications, document the full scope of injuries, and push for a resolution that reflects medical bills, therapy, lost income, and property damage. If negotiations stall, we file suit and keep the case on a clear timeline while you focus on appointments and recovery.
Maximizing Your Car Accident Claim Under Pennsylvania Law
We calculate damages for emergency care, follow-up visits, diagnostics, rehabilitation, and future needs. Lost earnings and reduced earning capacity are documented with employer records and medical restrictions. Pain and suffering depends on the severity and duration of symptoms. If a drunk or reckless driver caused the crash, we discuss punitive damages. For broader support beyond auto claims, our Personal Injury team coordinates related premises or product issues when they arise.
FAQs
Questions We Answer Early In The Process
What if the at-fault driver is uninsured or it was a hit and run?
You may use Uninsured Motorist coverage on your own policy for injuries, and your Personal Injury Protection can cover medical bills regardless of fault. Report the crash to police and your insurer quickly, and gather any plate digits, witness contacts, or camera locations. We can also help track nearby video and request 911 or traffic camera records before they are overwritten.
Do I have to use the insurance company’s body shop and can I get a rental car?
No. You can choose a repair shop. The insurer can inspect and negotiate costs, but it cannot force a particular shop. If you have rental coverage, the insurer should pay for a comparable vehicle during reasonable repair time. If the other driver is at fault and you lack rental coverage, we can pursue loss-of-use costs from that carrier.
How do medical bills get paid after a Pennsylvania crash?
Your policy’s Personal Injury Protection pays first up to your selected limit. After PIP is exhausted, health insurance may apply, and the at-fault driver’s insurer can be responsible for remaining damages. Hospitals or insurers may assert liens. We address reimbursement claims so your net recovery reflects what you actually keep.
How long do I have to file a lawsuit and what evidence should be preserved now?
In Pennsylvania, the general statute of limitations for injury is two years from the crash date. Do not wait to secure evidence. Save dashcam files, request nearby business or city camera footage, download vehicle event data when available, and get the police report. If the report has errors, you can request an addendum with supporting documents.
What if I had pre-existing neck or back problems before the crash?
You can still recover for an aggravation or new injury. The key is medical documentation showing how your symptoms changed after the collision. Consistent treatment notes, imaging comparisons, and a clear description of daily limitations help separate old issues from crash-related harm.